Friday, March 14, 2014

Malaysia Latest BLR Website

At the Monetary Policy Committee (MPC) meeting today (06/03/2014), Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3.00 percent.

The global economic expansion remains moderate. While there have been improvements in the advanced economies, the recovery has been modest and uneven. In Asia, growth is supported by improvements in the external sector amid moderating domestic demand in some economies. Conditions in the international financial markets continue to be volatile as markets adjust to policy shifts in a number of major economies and to geopolitical developments.


For the Malaysian economy, latest indicators point to further improvement in exports and continued expansion in private sector investment spending. Going forward, this trend is expected to continue.
 

Thursday, March 6, 2014

Home Loan Website

Discovered a good housing loan website, put it here to shared the info.

What is home loan?
To put it simply, a home loan is a loan used to purchase property. Home loans are also commonly referred to as 'mortgages'. In Malaysia, home loans are available from banks, building societies or specialist mortgage lenders such as insurance companies. If you already have an existing home loan and want to change to another product or lender without moving home, it is known as a “refinancing”.

To read more or get latest home loan info, check Malaysia Home Loan Information Website

Wednesday, March 5, 2014

The Red Fort


The Red Fort was the residence of the Mughal emperors of India for nearly 200 years, until 1857. Open to the public, it is located in the centre of Delhi and houses a number of museums. In addition to accommodating the emperors and their households, it was the ceremonial and political centre of Mughal government and the setting for events critically impacting the region.
The Red Fort was built as the fortified palace of Shahjahanabad, capital of the fifth Mughal Emperor Shah Jahan, in 1648. Named for its massive enclosing walls of red sandstone, it is adjacent to the older Salimgarh Fort, built by Islam Shah Suri in 1546.


READ MORE INFO:  India Tours & Travels Information Portal

Ramnavami

The birth anniversary of Lord Rama is known as Ramnavami. Ram is also known to be the seventh incarnation of Lord Vishnu. India is the only country which has majority of Hindus, so the celebrations are primarily in India.
 
However, this does not mean the festival is not celebrated in other places. With Indians spread all over the world, the festival of Ramnavami is celebrated almost everywhere in the world! It is considered as one of the five, most sacred festivals of the Hindu religion.
 
Even those who do not celebrate would have definitely heard of famous 'Ram Leela'. It is a musical dance drama that depicts the life of Ram. Temples and idols of Ram are beautifully decorated.
Some of the devotees observe rigorous fasts for all the nine days and eat only fruit and milk once a day. They believe fasting will please the gods and bring blessings upon them.
 

Monday, March 3, 2014

Honda City Brand New Model

The Honda car manufacturer going to release brand new model for Honda City in Malaysia market in 2nd quarter. The price are tag on existing model and the power is as same as existing model.


Ignore the exact specifications of this car for now, as this is a Thai-built, Thai-spec vehicle, which differs from the Malaysian-assembled, Malaysian-spec models you can buy locally. Malaysian model may have cheaper as many parts are available locally.

Wednesday, February 26, 2014

原棕油價趨高 IOI集團獲上調目標價

IOI集團(IOICORP,1961,主要板種植)截至去年12月底次季營業額和淨利同步下滑,但券商看好本財年原棕油(CPO)價格走高能帶旺種植領域,一致上調該股目標價。

 肯納格證券研究看好,IOI集團旗下種植業務能受益于更高的原棕油價格(目前遊走在2700令吉每公噸)。

 “基于更好的全球經濟展望,該集團下游業務或改善。”

 該行預計IOI集團2014財年核心淨利將提升4%至13.5億令吉;2015財年核心淨利揚升5%至15.5億令吉。

閉市跌17仙

 大眾投資研究分析報告指出,油棕樹鮮果串(FFB)生產量改善可帶動成本效益優于預期,原棕油價格料在2015年走高,都是重新評級IOI集團股價的催化劑。

 MIDF證券研究估計,印尼種植地區將陸續成熟,將在2015財年貢獻更高收入。

 “相對去年同期產量,2014財年1月至6月的油棕樹鮮果串生產量將維持平穩,因此下調IOI集團營業額預期達18.3%。”

 IOI集團今早開市先微跌3仙,報4.70令吉,隨后窄幅走跌,但跌幅在臨休市前突然飆升,該股掛休4.57令吉,挫16仙,半日交易256萬2600股,為十大下跌股之一。

 IOI集團午盤間雖繼續走跌,但跌勢紓緩,閉市前成功脫離十大下跌股榜;閉市收在4.56令吉,下跌17仙,全日成交1557萬4500股。

域名注册



 
目前的域名注册只支持ASCII字符。
如果你想查询WHOIS信息的IDN,请点击这里提供您的IDN域名转换为微不足道的代码。
 
 请选择搜索类型:
一个。域名
湾注册人名称
角注册代码
ð。联系人守则
Ë。名称服务器主机名
f。名称服务器代码 克IP地址
 
注:代码是以前被称为MYNIC手柄。  该查询限制为每天500来自同一个IP。

通过域名搜索

域名jpn.my并不在数据库中存在

Friday, February 21, 2014

马来西亚基本贷款利率

基本贷款利率(Base Lending Rate)是由金融机构计算资金成本和其他行政费用后定出的最低贷款利率。 通常由银行在几乎同一时间调整,调整基本贷款利率不定期进行。基本贷款利率通常是在国家银行(国行)在货币政策会议后的隔夜政策利率进行相对的调整。 一些国家的银行使用名称“优惠利率”或“最优惠贷款利率”来称其基本贷款利率。11月1日1995年,马来西亚国家银行(“国行”)实行了由金融机构所引述的基本贷款利率上限。 这一框架进一步修订了1998年9月1日 , 以加强在国家银行的货币政策变化的传输速度的修订。
一般来说,基本贷款利率的上限计算公式如下:
基本贷款利率上限=调整后的国行干预利率+固定管理费
商业银行和金融公司的基本贷款利率上限是不同的 , 由于该国行的干预汇率调整是这样解释的:
对于商业银行来说,调整后的国行的干预汇率=国行的干预汇率× 80%/(1 -需求评审%)
对于金融公司,调整后的国家银行的干预汇率=国行的干预汇率/(1 -需求评审%)
商业银行以较低的国行的干预汇率调整(与金融公司)在基本贷款利率下限 , 导致商业银行的资金成本相对较低。 这是由于存在零利息经常账户余额。
在实践中,国家银行的干预汇率 , 被定为当时的国家银行3个月的干预汇率(前一个月的平均KLIBOR以前使用)。 国行定在2.50%的固定管理费用的初期,但在08年9月1日降低到2.25%,以促进金融机构提高营运效率。 每当国行的干预汇率的变化或需求评审 ,银行机构提供一周来调整其最优惠贷款利率 , 以符合新的上限。

 
马来西亚基本贷款利率 : 6.60%  (5月11日2011年生效)

(利率2014年1月29日刷新)

Jivdani Mata Temple Virar

People are attracted to this Temple for one main reason being its on Top of mountain, Its a fun to climb those 1300 footsteps early morning or after 5:00 PM in evening, with friends and relatives. Another specialty being the scenic aerial view (See Video Below) from the peak top of Mountain. Complete Virar can be seen till far stations like Vasai Road etc. The beautiful sunset view is not to be missed when in evening, it adds a charm to the wide arabian sea at far ends that can be seen from this Jivdani temple mountain.

Previously it was believed that Godess Jivdani will be happy if you sacrifice a hen at the sacrifice section which is behind side of temple and their use to be lots of blood spots and smell around which was seen uncomfortable to tourist and others. Since last decade the ritual of sacrificing life of goat or hen to Life saver Mata Jivdani has been stopped and the place now is neat and clean to visit at any time.

Thursday, February 20, 2014

PC Auto Power Off Each Time After Few Seconds On

 I have a year and a half old Acer computer. Today, my computer was working fine at the local library and I did what I usually do with my computer. I went for a 20 minute walk and took out my computer again but the 'volume mixer' wasn't working so I manually turned off the computer by touching the power button. I tried to turn on the computer again by pressing the button but it will only stay on for a couple of seconds. When those seconds are up, the computer shuts off. Help me!

Here's a few things that might help:

-My computer always had a memory problem. I would have to shut down my computer because my computer would get so slow and have messages pop up saying my computer was low on memory.

-I downloaded a virus by accident and ever since the virus was activated on my computer, my emails won't work.

- I use a different AC adapter than the one I used to. My old one stopped working so I had to buy another one from a different company.

Could anyone tell me what's wrong and tell me how to fix it if I can avoid a trip to the computer repair man or buy another computer. 


Answer:


PC or laptop auto turn off may have several reasons, one of them is motherboard faulty, power switch itselt faulty, another is cooling fan faulty where result overheat the the pc/laptop will auto cut off power to prevent burn.

You need someone technical sound to open the check the internal, not easy to identify if motherboard faulty.         

Keyboard Hot Key

Keyboard shortcuts are typically an alternate means for invoking one or more commands that would otherwise be accessible only through a menu, a pointing device, different levels of a user interface, or via a command console. Keyboard shortcuts generally expedite common operations by reducing input sequences to a few keystrokes, hence the term "shortcut".
Some keyboard shortcuts require the user to press a single key or a sequence of keys one after the other. Other keyboard shortcuts require pressing and holding several keys simultaneously. For simultaneous keyboard shortcuts, one usually first holds down the modifier key(s), then quickly presses and releases the regular (non-modifier) key, and finally releases the modifier key(s). This distinction is important, as trying to press all the keys simultaneously will frequently either miss some of the modifier keys, or cause unwanted auto-repeat. One exception is shortcuts involving the Esc key, which almost always requires pressing and releasing the Esc key before pressing the next key.
Mnemonics are distinguishable from keyboard shortcuts. One difference between them is that the keyboard shortcuts are not localized on multi-language software but the mnemonics are generally localized to reflect the symbols and letters used in the specific locale.

When shortcuts are referred to as key bindings it carries the connotation that the shortcuts are customizable to a user's preference and that program functions may be 'bound' to a different set of keystrokes instead of or in addition to the default. This highlights a difference in philosophy regarding shortcuts. Some systems, typically end-user-oriented systems such as Windows or Macintosh consider standardized shortcuts essential to the environment's ease of use. These systems usually limit a user's ability to change shortcuts, typically requiring a separate, possibly third-party, utility to perform the task.

Other systems, typically Unix and related, consider shortcuts to be a user's prerogative, and that they should be changeable to suit individual preference. In most real-world environments, both philosophies co-exist; a core set of 'sacred' shortcuts remain fixed while others, typically involving an otherwise unused modifier key or keys, are under the user's control.

Wednesday, February 19, 2014

Offer to Buy Domain

For last few days, busy with an offer to acquisition of my website & domain name. Now is in final stage where the proposed buyer are in the midst of evaluating the reports and traffics of the website.

The buyer is from a financial portal dealing with online financial packages.

Initially i was thinking to keep the website and take stable revenue from adsense in peaceful mind, that's all, any offers to placed ads in the website is bonus and it is one time work without other responsibility.
After received the offer to take full control of the website content and removed the adsense, i managed to seeks advise and opinions from several parties including legal consultation (nephew is a lawyer). As registered owner to the website, i couldn't just give the 100% control right of the website to someone without monitoring its content especially when the website is dealing with financial products where it is tied to BNM rules and regulations. In fact, i'm not in the position to counter check the content as well as editing. Furthermore, time is not permitted for me to do so.
There are also few other factors that stopped me to give 100% control right and removed the adsense.
While doing evaluation, please take the point that the traffics of the website is generated without any promo, ads campaign or backlink works. Most importantly, it attracted the right audience with specify keyword.

Monday, February 17, 2014

PC How To - Install / Upgrade RAM

Adding more memory to your PC is one of the easiest and cheapest ways to boost your computer's performance. If you have kids that like to play high end games or maybe you like to edit vacation movies or pictures the more memory you have the faster, your computer will process the information. The only difficult part of upgrading the memory is making sure you have the wrights type.

There are three main types of memory you have SDRAM, DDR and RD-RAM. The older computers from around 1998 to 2001 used 168 pin SDRAM, then they came out with DDR memory which most newer computer are using this type but the newest memory is the RD-RAM. Memory also comes in different speeds the older models had pc50 and pc66 then came pc100 and pc133. Newer computers are using pc2700, pc3200 and so on on DDR type memory.

Ok that gives you an ideal of the different types of memory now we should point out that if your computer is still under warranty you will have to take it to a authorized service center because you break the warranty sticker on the back it will void you warranty and if you ever have a problem it will not be covered. Ok we need to find out what type of memory you have in you computer. The best way is to go online to the manufacture of your computers web site once there you can enter the model number of your computer and they will have all the specs on your computer. Including type of memory and how much memory you can add. All computers have a limit on how much you can add. Memory is measured in megabytes ranging from 64 megabytes to 1024 megabytes also know as 1 gigabyte and higher. Memory comes in modules or the tech slang is sticks for example if your computer will only handle one gigabytes of memory and you have to slots in your computer you could add two sticks of 512 megabytes each, totaling 1024 megabytes or 1 gigabyte of memory. Most computer stores will carry memory but I would suggest checking online first you can find some pretty go deals.

Now comes the easy part adding the memory to your computer. First make sure you unplug your computer from the wall socket and touch a metal part of the computer case to discharge any static electricity from your body. Next remove the cover there should be screws on the back that will remove the cover. Once you have the cover off look inside and find the memory sticks they look like long thin circuit boards and there will be two tabs at each end. When you find the tabs push the tabs outward and the memory will pop out. If you look at the memory you will see two small notches and there will be two small tabs in the slots that the memory came out of that means that the memory will install only one way. Just take the new memory and line up the notches with the tabs in the slots and push the memory in place until the tabs at each end lock in place. Be careful not to move the memory back and forth too much it should push straight in and lock into place. Once you make sure the two tabs are locked in replace the cover and plug the power back in then start your computer. The computer will recognize the new memory and you are done.

Sunday, February 16, 2014

Avoid getting spyware


Now with today's Internet there's no way to avoid totally getting spyware, but here's a few tips to reduce the amount that affect your computer.
1. Don't install any software from the Internet unless you are absolutely sure it won't infect your computer. This includes freeware, free greeting cards, free screensavers, free music, on-line games, extra toolbars, little add-ons, etc. Even if the file comes from a friend, you still must be sure what the file is before opening it.
2. Don't click on any links in an E-mail unless you are absolutely sure that the web site won't infect your computer. This is especially true with viruses because they are sent mostly though E-mail.
3. Surf with Firefox instead of Internet Explorer. Firefox has extra security and pop-up fighting features that will prove invaluable over and over again.

Friday, February 14, 2014

Few tips on PC made you easy life

You don't need to remember folder names to be organized anymore. Save time by instantly tracking down any document, photo, e-mail message, song, video, file, or program on your PC using Instant Search.

Just open the Start menu and begin typing in the Instant Search box—Windows Vista searches file names, application names, the full text of all files, and metadata, and then displays the results right away.

Making a great home movie just got easier. Use Windows Movie Maker to blend videos and photos into a rich movie, complete with your own soundtrack, titles, and credits.

When your masterpiece is ready to share with family and friends, you can easily create a professional-looking DVD in Windows DVD Maker.

You don't need to remember folder names to be organized anymore. Save time by instantly tracking down any document, photo, e-mail message, song, video, file, or program on your PC using Instant Search.

Just open the Start menu and begin typing in the Instant Search box—Windows Vista searches file names, application names, the full text of all files, and metadata, and then displays the results right away.

Thursday, February 13, 2014

Chap Goh Meh

Today mark the last day of CNY 2014, Chap Goh Meh (元宵节).

This Chap Goh Meh a bit special, it fall on Feb 14, a Valentine's Day in western. Chap Goh Meh also consider one of lovely day for someone in China.
This coincidence is very meaningful and auspicious, especially in this Wood Horse Year which has double spring days (Feb 4, 2014, and Feb 4, 2015). It is very auspicious to marry or give birth this year.

As accordingly to horoscope study, Once every 19 years, Valentine’s Day and Chinese Valentine’s Day fall on the same day.

Some Chinese families celebrate Chap Goh Meh with a feast at home or in restaurants.

Google also have their doodles changed today to represented the lovely day!




Valentine's Day + Chap Goh Meh = Lots of LOVE !!


Wednesday, February 12, 2014

Most Smooth Day

City traffic no jammed at all....3.10 pm arrived home.
Daughters said want to eat tong yam, qi want prawn and ying want egg.
I will cook the vege fish asam tong yam, add prawn and boiled egg.

Tuesday, February 11, 2014

Adware in the PC

My daugters like to download games from internet, last few days is Chinese New Year school off days. Couple of them do nothing at home except playing online game.

After few days off, we (my wife and me) discovered that the PC used by them to play online games has infected by adware, it is pop up and embedded in the browser every time you open it.

Adware is a very wasting resources gimic that affected millions of PC users.

Adware or advertising-supported software is any software package which automatically plays, displays, or downloads advertisements to a computer after the software is installed on it or while the application is being used. Some types of adware are also spyware and can be classified as privacy-invasive software.

Advertising functions are integrated into or bundled with the software, which is often designed to note what Internet sites the user visits and to present advertising pertinent to the types of goods or services featured there. Adware is usually seen by the developer as a way to recover development costs, and in some cases it may allow the software to be provided to the user free of charge or at a reduced price. The income derived from presenting advertisements to the user may allow or motivate the developer to continue to develop, maintain and upgrade the software product. Conversely, the advertisements may be seen by the user as interruptions or annoyances, or as distractions from the task at hand.

Some adware is also shareware, and so the word may be used as term of distinction to differentiate between types of shareware software. What differentiates adware from other shareware is that it is primarily advertising-supported. Users may also be given the option to pay for a "registered" or "licensed" copy to do away with the advertisements.

Monday, February 10, 2014

Is it possible that she can be pregnant?

This is a situation, a girl shave her pubic hair, a shave which she is using is also use of the male to shave also his pubic hair. do you think there is a possibility for that girl be pregnant?

Please answer this seriously. What is the percent change that im pregnant?

PLEASE be serious she is very scared!!!! 

Sunday, February 9, 2014

Malware Attack

This morning, when my wife switched on her PC at her office, the antivirus alerter pop up to tell that her PC infected by malware and provided some guidelines for her to clean and delete the malware.

Malware has evolved tremendously over the last couple of years. The abuse malware had inflicted on financially and throughout the networks were realized almost immediately. Malware, when released, have extremely short lifecycles. But the outcomes are not to be taken lightly. Many variations of just one malware are highly common in the malware world. The ones with longer lifespan than other malware tend to be the majority of the percentage of computers infected.

The word malware comes from the words malicious and software.
Types of malware include:

- Computer viruses
- Computer worms
- Trojan horses
- Logic bombs
- Spyware
- Adware
- Spam
- Popups

Unlike any other infectious causing virtual pathogens, malware reaches levels of sophistication. This further makes an impact on the computer literate community. Every single malware is designed and released for a purpose, with the short lifespan signaling the programmer's intentions of the program. Malware also switches tactics whenever it sees fit.

With the high threat of malware, countries worldwide address this issue with solutions to protect its users. This factor was one of the many highlights of early malware experienced during the last two years. Users are anxious over the threats pertaining to malware, and companies attempting to eliminate these pest are causing the malware world to become stronger. Consider Microsoft's integration of RSS into future Internet Explorer versions and a malware being injected into the RSS feed due to a web application vulnerability on the service. Every time something is created to prevent any malware from infecting the users in any way, the malware steps into the game ahead of everyone else.

Ironically, the malware world is highly competitive. All malware is in a competition to infect the higher percentage of the Internet population with malware authors waging a war amongst each other. However, at the same time, they are unintentionally collaborating information. With this, malware continues to be rather sneaky, requiring less user interaction in activating a malware code.
During 2005, other devices such as MP3 players, or external hard drives, were getting infected with malware.

National security was also at risk with Japanese nuclear data being leaked on the Internet through a virus on a personal computer. The virus exposed interiors, details of regular inspections of repair works, and names of workers. Damages also includes public hospitals in Hong Kong, one-third of Taiwan's post office branches, British Airways, Sydney train system, Scandinavian banks, and British Coast Guard.

Friday, February 7, 2014

My PC affected by computer virus....!!

This morning, my PC hits several Microsoft deadly "blue screen". After reboot it into safe mode and scanned with latest Microsoft Malware Scanner, discovered some trojan in my PC. I think this is the root caused the PC to be halt in dedly states.

A computer virus is a computer program that can copy itself and infect a computer without permission or knowledge of the user. The original may modify the copies or the copies may modify themselves, as occurs in a metamorphic virus.

A virus can only spread from one computer to another when its host is taken to the uninfected computer, for instance by a user sending it over a network or carrying it on a removable medium such as a floppy disk, CD, USB drive or by the Internet. Additionally, viruses can spread to other computers by infecting files on a network file system or a file system that is accessed by another computer. Viruses are sometimes confused with computer worms and Trojan horses. A worm, however, can spread itself to other computers without needing to be transferred as part of a host.
A Trojan horse is a file that appears harmless until executed. In contrast to viruses, Trojan horses do not insert their code into other computer files. Many personal computers are now connected to the Internet and to local-area networks, facilitating their spread. Today's viruses may also take advantage of network services such as the World Wide Web, e-mail, and file sharing systems to spread, blurring the line between viruses and worms. Furthermore, some sources use an alternative terminology in which a virus is any form of self-replicating malware.

The term comes from the term virus in biology. A computer virus reproduces by making (possibly modified) copies of itself in the computer's memory, storage, or over a network. This is similar to the way a biological virus works.

Some viruses are programmed to damage the computer by damaging programs, deleting files, or reformatting the hard disk. Others are not designed to do any damage, but simply replicate themselves and perhaps make their presence known by presenting text, video, or audio messages. Even these benign viruses can create problems for the computer user. They typically take up computer memory used by legitimate programs. As a result, they often cause erratic behavior and can result in system crashes. In addition, many viruses are bug-ridden, and these bugs may lead to system crashes and data loss.

There are many viruses operating in the general Internet today, and new ones are created and discovered every day.

Wednesday, February 5, 2014

KLIA2 still a lot of issue

KLIA2 come to spot yesterday after news said that it failed both the safety and fire checks.

It is scheduled to open on coming 2 May after few delay. Now it failed the test again, so meaning that whether can it meet the openning schedule or not, nobody can tell.

Today news come out that KLIA2 Undergoing Readiness Test, Malaysia Airports Holdings Bhd (MAHB) has started conducting Operational Readiness and Airport Transfer (ORAT) process on Kuala Lumpur International Airport 2 (KLIA2) to ensure that the new terminal will be ready on May 2 as scheduled.

The main tenant of KLIA2, which is built to handle some 45 million passengers annually, will be AirAsia Bhd.
 ORAT is the rehearsal of airport operations. The baggage handling, check-in and information technology systems as well as the lighting in the terminal will be tested. Even the understanding of signage will also be tested.

Generally, ORAT is undertaken over one year but some airport operators do it in six months.
 In KLIA2's case, MAHB can complete the testing and commissioning within three months because KLIA has a similar system.

MAHB announced yesterday that it has yet to receive the certificate of completion and compliance (CCC) for the KLIA2 terminal building from the contractors, which was due at the end of last month. CCC indicates that the building is safe to be occupied.
 MAHB said it will continue to engage with the UEM Construction Sdn Bhd (UEMC)-Bina Puri Sdn Bhd joint venture on the next course of action in regard to the issuance of CCC and the commencement of ORAT.

 UEMC and Bina Puri jointly announced on Tuesday that they are working with MAHB, the authorities, consultants and architects to rectify issues found during the follow-up inspection, while rectification work will commence immediately.

 Meanwhile, a source familiar with the project told Business Times a newspaper report yesterday suggesting that 65 per cent of the terminal building did not meet fire and safety requirements has been blown out of proportion.

"The Fire and Rescue Department was satisfied with the inspection. It only gave 10 items that need to be rectified which are in Sector 2 and considered minor.

 "In fact, the department has cleared all the other sectors. There is no 'final inspection'. When the 10 items have been fixed, the department will check to ensure that they are in accordance to its recommendations. After that, the department will issue a support letter," said the source.

More Info : http://www.klia2.org

Malware crashes into October 2013's top virus charts

Most of IT security and control firm has revealed that the most prevalent malware threats and countries causing problems for computer users around the world during October 2013.

The study, compiled by IT security and control firm global network of monitoring stations, has shown that a new Trojan horse, PDFex, that is typically spammed out in email messages with an infected Adobe Acrobat PDF attachment, has smashed its way into third position in the chart. The Trojan was widely spammed out in an attack during the last few days of October, taking advantage of an unpatched Windows vulnerability to infect innocent PCs.

As statistics showed, PDFex only started to circulate at the very end of the month, but still managed to account for over 13 percent of all emailed malware during October. It was heavily spammed out between 26-28th October, and during that period, it accounted for a staggering two thirds, or 66 percent, of all malware spread via email. PDFs have long been used in business as a means of sharing information, so the social engineering trickery of using a PDF puts insufficiently protected businesses at risk. Adobe have issued an update to their Acrobat software that fixes the problem, and eyes are now turned too.

Microsoft to patch the underlying flaw in Windows which could also affect other vulnerable applications such as Skype and Firefox.

Tuesday, February 4, 2014

Meet Alex

After almost a year never meet Alex, tonight he call me and we have meet up in Steven Corner.

Normal chit chat, in and around the same topic as usual. He mentioned that his PC running extremely slow for last few days, i have him to scanned by used Microsoft Malware scanner, we have discovered few 'trojan' in his PC.

The trojan namely:

Trojan Information
Name: Win32/PCClient.A.Trojan
Category: Backdoor
Dangerous: Yes
Win32/PCClient.A.Trojan is Backdoor which is malware.
Installing it is highly not recommended.
This Backdoor is also known as:
• Backdoor.PcClient.a - named by Kaspersky.
• Win32.Pcclient.A - named by Computer Associates.
• Win32/PcClient.A trojan - named by Eset.

Puncak Jalil House

After renting for 7 years, the tenant today return the house with good condition, the house defected as common wear the tear process.

Refund him the rental deposit and the new tenant expected to coming in this weekend.

The new rental is RM750 after rent for RM450 for last 10 years.

The house cracking in some places and need some minor repair as well as the ground floor toilet door frame is eaten by termite and need to change.

Some roof top leaking water marks, need to monitor weather is still leaking.

Chat with next door autie, she mentioned that the property there now worth for RM300K.

Monday, February 3, 2014

Market drop more than 30 points

Whole world dropping, US drop more than 300 points and HK open with 500 points below last week closing. Nikkei  also drop more than 400 points.

This is due to US will cut down the bond buy back from market.

Sunday, February 2, 2014

My Sister CNY Trip from Singapore

My sister, Lily. Currently she work in Singapore and travelling back to KL at eve of Chinese New Year (CNY). She departed from Singapore at 930 am by bus and arrived KL around 2.30 pm Terminal Bus Tasik Selatan (TBS). According to her, the traffic of North South Expressway are smooth all the time and reach TBS on time.

I'm fetch he from TBS, she has do some nice cloths for my daughter and bring some snack from S'pore for us. We have gather for CNY eve reunion dinner and so unlucky my wife stomachace due to food poisoning.

For this CNY, we're not travelling back to home town in Taiping (Kuala Sepetang). Actually is nothing so special to travel back, it is just wasting time and money (petrol & tol fee) as if going back, actually also do the same as in KL, watch TV, eat and chitchat, let all. So we have decided not to go back for this year.

After watch the Hong Kong (HK) firework at TV News, i'm planning to celebrate next year CNY in HK for 4 of us. Hope the trip can turn true. Next year CNY fall on 19 Feb 2015, Thursday, a nice day because is 4 continues holidays. A long weekend for everyone who plan to travel far.

Friday, January 31, 2014

CNY 2nd Day

Cook some fried mee hon for sister and daughthers.

Take them to Sungai Wang, during the way back, meet Ah San at Jalan Bukit Bintang, he look old and working hard there.

CNY 1st Day

Visited Dong Zen Temple at Jenjarom in the evening, nice Chinese New Year deco and shows. A visit to Dong Zen Temple for the New Year has become a tradition for many locals. Dong Zen Temple presented Buddha wall paintings from Dun Huang in year 2008, as well as many innovative, colorful and unique floats to mesmerize thousands of tourists. Hundreds of flora and fauna grow in the garden, price of foods are expensive and all are vegetaria foods.

A lots visitors. Parking is free.

Wednesday, January 29, 2014

CNY Eve Pray for Grandparents

The prayers as a thanksgiving gesture and to bless the family and be blessed with a sweet and blissful year ahead.

The biggest event of any Chinese New Year's Eve is the dinner every family will have. A dish consisting of fish will appear on the tables of Chinese families. It is for display for the New Year's Eve dinner.

The cookies, which can last for up to 1 month, are also presented to family and friends who visit during Chinese New Year.

We will get together to offer prayers to seek blessings and to commemorate at the temples represent different gods, such as the Jade Emperor and Guan Yu.

Tuesday, January 28, 2014

Chinese New Year 2014 around the corner

2 more days to CNY 2014, but the share market seem like nothing to perform, all in RED instead.

As everyone said, this year is the year for everyone to tied the belt and spend moderately.

From the end of 2013 and beginning of 2014, 3 major daily items has increase its price, the 3 items namely sugar, petrol and electric supply. These 3 items is the core to every businesses, most of the daily foods added sugar, transportation need petrol, household and factory need electric supply, it is a chain. After all, every item has the effect from this increase.

People with low income will feel the heat and start to condemed the government.

Monday, January 27, 2014

Accident

As usual this morning, send daughters to school.

A little accident have happened in the journey, younger daughter so careless, when car stop, open the car door without look back, a motorbike has hit the door and fall.

The rider is a Malay young and has encountered injured on his 2 figure, bloody and some minor spoilt on his bike. Compesated him RM300, sincerely from me to pay him to repair bike as well as medical fee.

Can just imagine hitting a car door at fifteen, or twenty miles an hour? It can be deadly. Even if the door just clips a handlebar, it will throw the cyclist off the bike to the left, into the path of cars and trucks. Yikes!

This incident can be avoid if caution when leaving car, every time remind them when leaving car, please look back before open the door, but they seems like never do that, now they really experience it and hope they can take this as lesson and never do such careless in future.

Sunday, January 26, 2014

Share Market All RED

Today the share market all drop due to overnight US market big drop.

Share market fall across the board with index fell around 20 point. Among the big losses is TNB and HLCap.

I think the CNY play will not be happened for this year. Hope market can recover after CNY.

Kretam that i bought also drop to RM0.56. This morning, bought 40 lots Sona-wa at RM0.255, hope can made some pocket money these few days when market start to recover. Queue to sell at RM0.265. See the luck.

3 more days to 2014 Chinese New Year

Yesterday is the last weekend before Chinese New Year 2014, (CNY 2014) few of the shopping complex (hypermarket like TESCO and AEON Big) are crowned and long queue on cashier counters.

Crowned and long queue on cashier counters especially during festival seasons and promotion period is the common issue in Malaysia's hypermarket.

The management of those hypermarket should think how to speed up the process of payment at a cashier counter thus reduce the long queue and frustrations.

An innovative Point of Sale (POS) system designed to provide a more efficient, streamlined service to improve productivity and security at the 'front-end' of the store. This is made possible by new trolley/ basket scanning technology, which uses Radio Frequency Identification (RFID) techniques to scan a trolley or basket full of groceries in a few seconds.

The POS system is fully automated, does not need an operator, or involve handling cash. Its features include: a three axis scanner to detect and identify (in any orientation) the transponder or tag attached to each item; electronic payment with smartcards or magnetic swipe cards; and Electronic Article Surveillance to protect the retailer from theft.



Friday, January 24, 2014

Adsense still not approved my application yet

I applied for Google Adsense earlier but I got rejected because my blog was not enought content.

Need to do hard by writing more articles.

Keith Kee Couture unveiled its Chinese New Year Collection 2014

Five various qipao collections were introduced in the form of the transformation pieces, all red pieces, casual pieces, evening gown-inspired pieces, as well as the avant garde origami pieces.

According to Kee, bright candy colours are the trend in time for next year’s spring / summer seasons and as such, his collection pieces follow suit and are in the tones of strawberry red, sweet pink, apple green, lemon yellow, and so on.

To complement these ranges of outfits, a men’s collection - consisting of mandarin collar shirts and suits - was also created in line with his inspiration.

Last Weekend Before Lunar New Year 2014

This weekend is the last weekend before the Chinese New Year 2014 (Lunar New Year). Expected traffic jammed in town center as a lots of people must be rushing to town center to do the final shopping before celebration.

This year is year of Snake, the sixth in Chinese Zodiac. 2014 is the year is Horse, with the Year of the Horse nigh, investment bank CLSA has unveiled its 2014 Feng Shui Index. The annual tongue-in-cheek gauge, based on the attributes of the 12 Chinese zodiac signs, predicts the performance of Hong Kong’s Hang Seng Index.

This year, CLSA believes the Hang Seng will rise from Jan. 31, the start of the new lunar year, through the end of July. Strong fire signs — the element that symbolizes wealth — will burn under Hong Kong’s fashion, Internet and telecommunications industries, says CLSA investment analyst Mariana Kou.

People born in the year of the horse, which runs through Feb. 18, 2015, will be especially lucky if they invest in stocks in Hang Seng, Ms. Kou says.

In the second half of the year, however, the fires under the Hang Seng are expected to die down through December. The last month of 2014 sees the rise of the sign of the rat, the animal that represents direct opposition to the power of the horse.

Thursday, January 23, 2014

Adsense in My Blog

Today my blog got the adsense approved. Let’s start the post by admitting that Adsense is very attractive to a lot of people. I'm just sign up for an account, write some blog posts and watch the money get paid into my account every month. It is quite nice feeling with blog to generated income.

I hope my blog will do well and start earning some pocket money and looking forward the better live ahead.



New Route Success

After tried for 3 days, the new route apparently smooth and arriving on time. Will used this road after come back from sending daughters to school in town center.

The journey take around 40 minutes to and from drop by two school.

One around Petaling Street and other one is Jalan Loke Yew. Both are private school. Normally the school are quit crowned during early schooling and afternoon pass schooling time.

Coffee Powder

Good coffee powder just finish...go to shop buy cheap local coffee powder, taste not as good as the good one bring from Singapore.

While waiting for the Singapore coffee stock to arrive, what to do, must drink local cheap coffee.

Taste NO Good....!!

Wednesday, January 22, 2014

Zero communication

I think I just heard my dad told me about it, but not so sure correct or not. Since I have “0” communication(零交流) with the girl. Because I see her eyes, I also scared, draw the dark eyeliner for the whole eyes, so scary ler! If her eyes like the Middle East women so big, then drawer dark never mind, but her.. I just feit so scared.
Correct, we were so punctual in the first day of the trip, we came early a bit, but just did not see others, make us so worry that morning, we thought we wait at the wrong counter, since the Leader also did not appear at the counter on time.
Not sure we can meet in S’pore or not? He..he…he…

New Route - Save Time

Yesterday tried the new route when come back from school in town center, used the Taman Pertama Cheras bypass to Jalan Kuari, it is really smooth at 4.30 pm.

Total journey used only 20km, same as used old route by Jalan Cheras, normally it will stuck at PRGM traffic light for around 6 minutes and some worst, 10 minutes.

This morning used the same route again after send my daughters to their school, morning at 6.30 pm, there is not many car during this time in road, so no jammed at all.

This afternoon will try the route again, KL traffic, need to monitor few days before can confirm whether is OK or not.

Tuesday, January 21, 2014

What is RPGT?

An Act enacted by the Duli Yang Maha Mulia Seri Paduka Baginda Yang di-Pertuan Agong as the Real Property Gain Tax Act 1976. Interpreted chargeable asset as real property gain tax, shall be charged in accordance to this Real Property Gain Tax Act 1976 in respect of chargeable gain accruing on the disposal of any real property. Subject to this Act, the chargeable gain from disposal of real property shall be charged according to the category Tax Rates in Ringgit Malaysia.


Allowable Loss

Allowable loss means a loss made after the disposal. Tax relief shall be allowed in respect of the following accrued:
  1. If the disposal price is less than the acquisition price.
  2. If the disposal price is equal to the acquisition price
 
RPGT Exemption

The following disposal of real property which fall under Real Property Tax Act (Exemption) Order 2009:

 
* The level of exemption is increased from RM5,000 to RM10,000 or 10% of the chargeable gains, which ever is the higher

* Gifts between parent and child, husband and wife, grandparent and grandchild; and

* Disposal of a residential property once in a lifetime.

Kretam Share Dip Again

Kretam counter performed weak since this morning, lunch closed at 0.635, drop 3 cent from yesterday closing.

Thinking to buy more if drop to RM0.60. It will rebound based on good track record and cash rich company.

As said in newspaper, the company plan more company exercise soon.

BEWARE: New coca cola email scam


Dear Lucky Winner,
This is to inform you that you have won a prize money of $1,000,000.00(One Million Dollars) for the NEW YEAR 2014  Coca-Cola promotion United Kingdom which is organized by Coca-Cola  in conjunction with Chevron Texaco Oil and Gas Company, “Your Email Address" were selected through a computer ballot system drawn from Nine hundred thousand email from Canada, Australia, United States, Asia, Europe, Middle East, Africa and Oceanic as part of our international promotions program which is conducted annually, we have only selected 20 people as our winners, through electronic ballot System without the winner applying.

These are your identification numbers:
Ticket Number: 011425896/2012
Serial Number: 3872/506
Lucky Numbers: 7/4/88/28/01/40


VERIFICATION AND FUNDS RELEASE FORM SEND THIS DETAILS TO THIS EMAIL (cocacolauk2014claimsdepts@hotmail.com)

1. Full Name: ………

2. Country: …………

3. State: …………….

MAKE SURE YOU SEND THIS DETAILS TO THIS EMAIL (cocacolauk2014claimsdepts@hotmail.com)THE RELEASE OF YOUR FUND

 4. Contact Address: ….

5.  Mobile Number: ……

6. Marital Status……….

7. Occupation: …………

8. Sex: ……………………

9. Age……………………..

10. Email………………

11) MY FULL NAME:……………

12) MY BANK NAME:……………..

13) MY ACCOUNT:…………………….

14) MY A/C NO:…………………………   

15) BANK ADDRESS:…………………………… 

To file for your claim, please fill and submit your verification form to our Foreign Service manager immediately via email.
UK NAME:
Rev. Marcus Andrew
Foreign Service Manager
Coca-Cola (Pty) Ltd.
Tel: +447017047737

Email: (cocacolauk2014claimsdepts@hotmail.com)

Want to Congratulate You In Advance and Please Do Not Forget to Help the Poor In the Society When Coca-Cola Makes You a Beneficiary Of their World Of Wealth.

Congratulations once again on your winnings!!!
Yours Faithfully,                                                                          
Mr. Robert Wilson
For the Chief Executive Officer (CEO)
Coca-Cola Company

my trading of Kretam

Transaction Date: 21/01/2014                       
                                                                                                                                                                                           
A/C             Market               Stock Name    Stock Code   Buy/Sell          Price        Quantity             Amount Order Source         Settlement Currency  Submit Time     Seq. No
----------      ----------           ----------    ----------   ----------   ----------      ----------         ---------- -----------------    -------------------  -----------     -------
KH0656826       BURSA MALAYSIA       KRETAM        1996         BUY              0.6700            8000            5360.00 ONLINE               MYR                  09:22:33          43138
KH0656826       BURSA MALAYSIA       KRETAM        1996         BUY              0.6650            2000            1330.00 ONLINE               MYR                  10:52:54          50043
                                                                                                                                                                                           
Disclaimer:                                                                                                                                                                                
I agree and accept that the usage of data transmitted electronically through the internet is subject to inherent risks and errors.I further                                                                                                                                                                            
agree and accept that there may be delays, omissions or inaccuracies in the information and data ("Data") shown in the Day End Summary for                                                                                                                                                                            
Matched Trades above. I agree that both ExcelForce Bhd and Kenanga Investment Bank Berhad (formerly known as K & N Kenanga Bhd) are making                                                                                                                                                                            
available the Data to me on an "As Is" and "As Available" basis without warranties of any kind, based on price information generated by the                                                                                                                                                                            
Bursa Malaysia at the time of this notification to me. I further accept and confirm that ExcelForce Bhd and Kenanga Investment Bank Berhad                                                                                                                                                                            
(formerly known as K & N Kenanga Bhd) do not make and have not made any representation or warranty with respect to the Data (including all                                                                                                                                                                            
express, implied and statutory warranties of any kind arising from usage, custom, trade or by operation of law) to me or to any third party,                                                                                                                                                                            
as to its veracity, reliability, accuracy, completeness or comprehensiveness or fitness for any particular purpose or use nor shall ExcelForce                                                                                                                                                                            
Bhd and Kenanga Investment Bank Berhad (formerly known as K & N Kenanga Bhd) be liable for any use of the Data by me and/or any other third                                                                                                                                                                            
party and/or for any losses or damages arising from the same howsoever caused. I further accept that the Data may not be current and the                                                                                                                                                                            
provision of the Data may be subject to time lags or other inherent risks that affect its accuracy at the time of viewing and I shall endeavor                                                                                                                                                                            
to ascertain for myself if the same is true and correct before relying on the same for any purpose whatsoever.                                                                                                                                                                            
                                                                                                                                                                                           
Remark:                                                                                                                                                                                    
For actual payment, kindly refer to your e-Contract Note. Please logon to Kentrade.com.my on T+1.                

Monday, January 20, 2014

My new website - india.com.my

Recently i have registered a new domain name called : http://india.com.my

The content of website is focus on top 20 popular cities in India and its popular tourist attractions.

Most of content is duplicated from wikipedia, the internet most biggest online library.

Support me by visiting the website.

Sophia Singapore Trip

Yes, a bit long, because I only go back once a year or twice. For the bus trip, maybe a bit tiring, but I try to sleep in the bus, so after that, I still feel ok, I think not too bad. I want to save money, so I do not want to book hotel.
I have my mum’s sister there, she married with the Singaporean, I still have my mum’s auntie’s son there, but I did not want to disturb them for this year. But the previous years, I went to my auntie’s house “tumpang” for one night, that mean I also take bus on Friday midnight, reach S’pore on Saturday, then stay over night, Sunday came back and took bus at 3pm, reach KL around 11pm.
I will go to S’pore again this Friday midnight, still not enough for the last week shopping.

NAP 2014

The NAP 2014 unveiled yesterday aims to make Malaysia the EEV hub and fulfil the government's commitment to reduce car prices by between 20 and 30 per cent over the next five years.

Still need to wait for 5 years?

Sunday, January 19, 2014

Trading of Bursa Malaysia Today No Good

Blue chips on Bursa Malaysia suffered a profit-taking correction on a shortened three-day trading week due to two festival holidays last week, which cut short the rotational trading interest on the lower liners and small cap sector.
On the upside, immediate resistance is revised lower to last October high of 1,822, followed by 1,840 and then 1,860, the 123.6 per cent Fibonacci Projection (FP) of the rally from 1,660 low of August last year to the October high of 1,822.
Stock-wise, favour bargaining blue chips like CIMB, Gamuda, IOI Corp and Maybank on weakness for longer term gains, while zooming in on lower liners and small caps like Alam Maritim, AZRB, Hiap Teck Ventures and Eversendai given their promising chart patterns.


Index trade at 1807 down nearly 6 point as on 3.17pm.

Lower Car Price Soon?

Expected the revised National Automotive Policy (NAP) to be unveiled this after to include measures that will see gradual reduction in car prices.

Some industry observers even expect the prices to go down as much as 30 per cent over at least a four-year period.

This is expected to be brought about by offering more incentives to encourage the assembling of completely knocked-down (CKD) vehicles locally.

That will mean higher local component content, which in turn will help to reduce the selling price.

Hope everyone of us in Malaysia will be enjoy lower car price soon.

Pavilion REIT 4Q profit slumps 65.4%

PETALING JAYA (Jan 17, 2014): Pavilion Real Estate Investment Trust's net profit in the fourth quarter ended Dec 31, 2013, fell 65.4% to RM168.07 million from RM485.89 million a year ago.
The lower net profit was due to a change in fair value of investment properties of RM113.11 million, a drop of 74% from RM435.56 million recorded a year ago.
It told Bursa Malaysia that as a result net investment income fell 63.6% to RM182.23 million from RM500.55 million.
Gross revenue for the final quarter improved 8.4% to RM96.45 million from RM91.85 million a year ago.
The group announced a final income distribution of 3.71 sen per unit for the financial year end Dec 2013, payable on Feb 26.
For FY ended Dec 31, 2013, net profit fell 48.1% to RM327.25 million from RM630.2 million in FY12 due to the lower change in fair value of investment properties in Q4, 2013.

I bought this REIT in 2013, based on the news as above, i think i will increase my profolio when time and fund arrive.

Residential Property Segment to Slow Down in 2014

PETALING JAYA (Jan 17, 2014): The recent measures taken by the government to cool the property market is expected to have a short-term impact on investments in the sector in Malaysia but the US Federal Reserve Board's move towards tapering of the quantitative easing (QE) programme this year may have a larger implication, DTZ Research said.

"The start of the tapering of QE measures in the US will have several implications for investors in Malaysia, affecting interest ratea, liquidity and possibly foreign exchange rates," the property services company said in a statement yesterday.

"How this pans out remains to be seen as its overall impact on entry yield will determine if the market remains attractive for major investors, given the pending softness of certain market sectors due to new completions," it added.

DTZ said 2013 was a slower year with lower investment volume of RM1.87 billion, a 73% decline compared to 2012.

"Activity was affected by the 13th general election in May as investors held back their investments due to increased political uncertainty over the outcome of the closely-fought election," it said.

DTZ said the last quarter of 2013 saw an uptick in the value of deals at RM342.2 million against a paltry RM65.6 million in the previous quarter.

It predicted that the residential property market will soften further and slow down in 2014 as a result of the recent cooling measures announced, such as the raising of real property gains tax (RPGT), removal of the developer interest bearing scheme (DIBS), stricter bank lending guidelines as well as new price thresholds for foreign ownership.

However, DTZ expects more residential property launches this year.

"The abundant new supply expected in the next three years (average of 5,477 units a year) is expected to continue to exert downward pressure on rental values, especially in the city centre. It remains to be seen if capital values will be affected if speculative investors were to offload their units when they are completed," it said.

DTZ noted that the average prices of high-end condominiums generally increased in 2013. "The average capital value increased marginally by 2% quarter-on-quarter and 11.3% year-on-year in Q4 to RM746 per sq ft," it added.

On office space, DTZ foresees the pressure to secure higher occupancy at new office buildings to continue this year, especially if the funding rate rises.

"This pressure is not likely to abate in the short to medium term and as such the office market is forecast to remain challenging in 2014 and beyond," it said.

In 2013, the office market continued to be overshadowed by high pipeline supply but occupancy rate remained unchanged at 85% for the whole year.

"The increasing competition for office tenants has not resulted in any significant impact on rental level," it said.
On the retail sector, DTZ projected growth to be slower at 6%.

"Moving forward, it is expected that 2014 will be a challenging year for both retailers and consumers in view of the rising cost of living and lower purchasing power of Malaysian households," it said.


Source: http://www.thesundaily.my/news/932836

How to calculate Real Property Gain Tax (RPGT) payable in Malaysia

For illustrate purpose, lets assume Mr A purchased a property on year 2006 at RM100,000 and sold after or on 1st Jan 2010 at RM180,000 (within five years of the date of purchase). After deducted RM30,000 allowable expenses, he made RM50,000 from the transaction and the gains are subject to 5% Real Property Gain Tax (RPGT)  and the calculation will be:

RM50,000 (Property Gains) – RM10,000 (Waived Exemption) = RM40,000 (Taxable Gains)

RM40,000 (Taxable Gains) x 5% (RPGT Rate) = RM2,000 (RPGT Chargeable)

Thus, the RPGT chargeable to Mr A will be RM2,000

Circumstances where the property owner is exempted from the 5% RPGT

* The exemption of RM10,000 or 10% of the chargeable gains, which ever is the higher

* Gifts between parent and child, husband and wife, grandparent and grandchild.