Proton Car Loan
Hire Purchase (frequently abbreviated to HP) is the legal term for a contract developed in the United Kingdom and now found in China, Japan, Malaysia, India, Australia, and New Zealand. It is also called closed-end leasing. In cases where a buyer cannot afford to pay the asked price for an item as a lump sum but can afford to pay a percentage as a deposit, a hire-purchase contract allows the buyer to hire the goods for a monthly rent. If the buyer defaults in paying the installments, the owner may repossess the items, a vendor protection not available with unsecured-consumer-credit systems.
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